Empowering People to Succeed
We are a team of dedicated success coaches with extensive experience in credit-related issues, debt negotiations, and loan modification. Our classes cover a wide range of subjects and include both one-on-one consultations and small-group seminars. Drawing on thirty years of proven expertise, we customize our strategies to address each student's individual needs, supporting their journey to financial independence and security.
Our mission is to empower students to realize their full economic potential through professional guidance and tailored assistance. We are committed to equipping every student with practical tools for achieving their financial objectives. Discover how you can break down your goals to enhance your credit score and build a secure future. There are no membership requirements or associated fees.
Get Started Now
1.
Before commencing your educational journey, you must obtain a credit report. Following this, take the available free classes that are accessible at any time.
Should you require further clarification, arrange a one-on-one consultation with a success counselor, who will review your credit report with you and highlight any negative entries, including collections and late payments.
2.
Generate Dispute Letters
After reviewing your credit report with your success coach, you’ll select which items to dispute. We’ll help generate customized letters for you to send to the credit bureaus, ensuring your disputes are professionally handled.
Additionally, we’ll guide you in using powerful laws like the FCRA to challenge inaccuracies, often leading to the removal of negative items from your credit report and improving your financial standing.
3.
Track Your Progress
Once you send your initial letters to the credit bureaus, you'll wait for their reply before arranging another meeting with a success coach. It usually takes several exchanges with the bureaus before any items are removed or corrected on your record.
We'll keep helping you draft response letters until your dispute is resolved. Typically, this process results in the negative item being deleted from your credit report, but it is not guaranteed.
What We Offer You
Get practical support and real results with our tailored services. We provide credit restoration guidance, debt negotiation coaching, interactive seminars and workshops for deep learning, and a robust writing lab with over 100 proven letter templates. Our flexible, online model ensures you can access real help anytime - without expensive fees or confusing membership requirements. All services are designed to make your financial goals feel achievable, not overwhelming.
Personalized Coaching, Proven Results
Everyone's finances are different, so your support should be too. Our qualified success coaches are trained by professionals with decades of legal and financial experience. They take time to understand your specific challenges, explain every step simply, and help you build a plan that works for your life. One-on-one attention, feedback, and honest recommendations drive lasting results. With our help, you can tackle credit reports, negotiate debts, or approach loan modifications - without stress or confusion. Most of our students notice a positive shift soon after starting. Book your first session and experience the Debt University difference.
Why Families Trust Us
Decades of proven expertise, a personal approach, risk-free results, and all-online support - these qualities set our program apart for Atlanta and nationwide clients seeking real financial change. Trust a team that values your situation.
Expert-Led Financial Programs
Our coaches are attorney-trained and bring industry wisdom directly to your screen. With more than 30 years of client-focused service, we help you cut through confusion and achieve financial success, step by step.
No Membership Fees
We believe every adult deserves a quality financial education, so we never charge membership or association fees. Access our free classes, coaching sessions, and seminars without barriers, choosing the support that fits your unique financial story.
Fast, Measurable Results
Many students see an improvement soon after they start their coaching session. Achieve results you can see - often in as few as thirty days. Your investment is always safe because we back our services with a money-back guarantee.
A Team With Real Experience
Our team is built on honesty, compassion, and a deep understanding of financial struggles. Every success coach draws on their own extensive training, ensuring advice that is always both practical and ethical. We work together - and with you - to create paths forward, regardless of where you start. Our mission is simple: support every adult in reclaiming their financial peace. With continuous learning and individual attention, you will always have a knowledgeable partner in your corner, ready to explain strategies and encourage your progress.
Financial Tips and Insights
Explore educational resources created by credit and debt experts with Atlanta roots. Learn how to read your credit report, negotiate with confidence, and manage your finances wisely. Stay current on the latest financial topics, strategies, and news - each article offers simple solutions and real guidance for everyday money problems. Return often for fresh insights, step-by-step guides, and useful tips.
Stay Connected With Us
Stay up to date and never miss out on exclusive courses, proven financial tips, and community news with Debt University. Our newsletter brings value directly to your inbox - featuring guidance on credit repair, strategies for debt management, Atlanta-area financial events, special subscriber-only discounts, and more. Sign up now to keep learning and building your confidence, one email at a time.